The British Pearl ISA is an Innovative Finance ISA allowing you to invest in our loans tax-free
Earn tax-free interest - up to 4.4% returns
Invest this tax year's £20,000 allowance
Transfer funds from existing ISAs for free
Easy to set up and manage
What is an ISA?
The original ISAs were introduced by the UK government in 1999 to encourage individuals to invest by offering tax free income and capital gains on any investments held within the ISA. There are now various types of ISA and each has restrictions on the types of investment that can be held within it.
The current four types of ISA are Cash, Stocks and Shares, Innovative Finance and Lifetime.
You can put money into one of each kind of ISA each tax year.For more information please see the HMRC website here.
Can I have a standard British Pearl account as well?
How much can I invest?
How secure are the loans?
Can I buy both shares and loans in my ISA?
Is this ISA Flexible?
What are the charges?
Confirm your email address to start the account opening process
It is a legal requirement to confirm what type of investor you are and ensure our investments are suitable
We have to verify your identity to open your free account and prevent fraud
National Insurance number
We need your NI number to open your ISA
Securely fund your wallet via debit card or bank transfer
Transfer cash into an ISA Wallet
Easily and swiftly transfer cash from your main Wallet into your ISA Wallet
We provide access to the advantages enjoyed by property professionals. Loan Investors can act like a bank and provide a mortgage.
Choose the level of risk you are comfortable with and lend against rental or development properties across the UK.
Do you want to exit an investment early? Have you missed out? Our Resale Market allows you to trade your loans during the life of the investment.
Each property is owned separately and ring-fenced from any liabilities of other properties and from British Pearl.
Pending investment, your money is held in a segregated client account protected by the Financial Services Compensation Scheme (up to £85,000 limit per organisation).
British Pearl is authorised and regulated by the Financial Conduct Authority.
Your property investments are protected from cash flow problems by our contingency funds.