Find out how to invest

Watch the video to learn more

Share Investors

Buy shares in a standalone property owning company managed by British Pearl

Income

Dividends

Monthly net rental income proportionate to shareholding

Profits

Profit Share

Receive a share of the net sale proceeds

Enjoy leveraged profits if property prices rise (take the first loss if property prices drop)

Exit

Two ways to exit

Property Sale:

Rental properties usually held for up to 5 years

Development properties for up to 2 years

British Pearl can cut short/extend term if in best interest of the investors

Resale Market:

Sellers list their shares and loans for sale, stating a price, buyers can bid

Our system matches orders, so sellers can exit

British Pearl provides an indicative share price

Repayment Priority

Second

Paid after Loan Investors

Potential for greater reward as share all investment profits

Returns enhanced by the leverage provided by Loan Investors

See Key Risks

Loan Investors

Lend to a standalone property owning company managed by British Pearl

Income

Interest

Competitive fixed interest rate paid monthly

Eligible for tax-free returns in the British Pearl ISA

Profits

Fixed Returns

Do not participate in property price appreciation

Receive monthly fixed interest income for the life of the investment

Exit

Two ways to exit

Property Sale:

Rental properties usually held for up to 5 years

Development properties for up to 2 years

British Pearl can cut short/extend term if in best interest of the investors

Resale Market:

Sellers list their shares and loans for sale, stating a price, buyers can bid

Our system matches orders, so sellers can exit

Repayment Priority

First

Loans secured against the property by a legal charge

Eligible to receive interest whether or not property is tenanted

Initial capital repaid prior to Share Investors

See Key Risks

Share Investors

Buy shares in a standalone property owning company managed by British Pearl

Loan Investors

Lend to a standalone property owning company managed by British Pearl

Income

Dividends

Monthly net rental income proportionate to shareholding

Interest

Competitive fixed interest rate paid monthly

Eligible for tax-free returns in the British Pearl ISA

Profits

Profit Share

Receive a share of the net sale proceeds

Enjoy leveraged profits if property prices rise (take the first loss if property prices drop)

Fixed Returns

Do not participate in property price appreciation

Receive monthly fixed interest income for the life of the investment

Exit

Two ways to exit

Property Sale:

Rental properties usually held for up to 5 years

Development properties for up to 2 years

British Pearl can cut short/extend term if in best interest of the investors

Resale Market:

Sellers list their shares and loans for sale, stating a price, buyers can bid

Our system matches orders, so sellers can exit

British Pearl provides an indicative share price

Two ways to exit

Property Sale:

Rental properties usually held for up to 5 years

Development properties for up to 2 years

British Pearl can cut short/extend term if in best interest of the investors

Resale Market:

Sellers list their shares and loans for sale, stating a price, buyers can bid

Our system matches orders, so sellers can exit

Repayment Priority

Second

Paid after Loan Investors

Potential for greater reward as share all investment profits

Returns enhanced by the leverage provided by Loan Investors

See Key Risks

First

Loans secured against the property by a legal charge

Eligible to receive interest whether or not property is tenanted

Initial capital repaid prior to Share Investors

See Key Risks

Investor fees

Our success is aligned with our investors

We have designed our fees to be fair and competitive and to align our interests with our investors, so we succeed when you do. We state the projected returns net of all fees and costs.

Please note that as well as the direct customer fees detailed in the table there are additional fees charged to the property-owning companies (SPVs) that we set up which may also impact on total returns. The full list is available here in the FAQs.

Share Investors
2% Participation Fee
No Annual Fees
20% Success Fee
Loan Investors
No Participation Fee
No Annual Fees
Early Exit Fee (Resale Market)
Sell Shares 1%
Sell Loans 0.5%