Invest in property today

Be a part owner of a property for a share of rental income and any capital gains or be a lender providing the mortgage for fixed interest income

Become an investor

How it works

Select Property

Invest from £100 in a range of residential properties approved by our investment experts. We offer rental and development opportunities. You choose the investments that are right for you.

Buy Shares

Be a part owner of a property

Make a Loan

Be a lender providing a mortgage for a property (and include it in a British Pearl ISA)

Earn Rent

Your shares entitle you to a share of any monthly rental income without the hassle of owning the property directly

Earn Interest

Your loan entitles you to monthly market rate fixed interest income

Sell

Sell your shares and/or loans in our Resale Market or wait until we sell the property to exit your investment. As a Share Investor you will be entitled to receive a share in any capital gains.

How to invest

Verify Email

Add your personal details and we confirm your email

Accreditation

To ensure you are protected and to meet our regulatory requirements, our investment opportunities are only available to accredited investors

Verify ID

To prevent fraud we have to confirm your identity

Fund Wallet

Quickly and securely fund your wallet via debit card or bank transfer

Investment categories

Happy family playing

Rental

Invest in buy to let properties, typically with a five year investment term. Share Investors receive a share of any net rental income (after fees and taxes) and any capital gain on sale. Loan Investors receive monthly fixed interest in line with market mortgage rates.

Close up of brick laying

Development

Invest in development projects, with potentially higher returns, with investment terms up to two years. Share Investors receive a share of any capital gain on sale. Loan Investors receive monthly fixed interest in line with development finance rates, which tend to be higher than buy to let.

Benefits

Shares & loans

We provide access to the advantages enjoyed by property professionals. Share Investors have access to property investment and Loan Investors can act like a bank and provide a mortgage.

Build Your Portfolio

Choose the level of risk you are comfortable with and invest in both rental or development properties across the UK.

Resale Market

Do you want to exit an investment early? Have you missed out? Our Resale Market allows you to trade your shares and loans during the life of the investment.

Transparent Financials

We always want you to know exactly where you stand. So we give you full investment information' with no hidden fees.

Convenient

Remove the stress of buying and managing investment properties by investing from anywhere using our easy and secure online process that even works on your mobile.

Expert Advantage

Our professional acquisition and management team has proven experience of achieving both competitive monthly income and long term growth.

Secure

Ring fenced investments

Each property is owned separately and ring-fenced from any liabilities of other properties and from British Pearl.

Segregated Client Money

Pending investment, your money is held in a segregated client account protected by the Financial Services Compensation Scheme (up to £85,000 limit per organisation).

FCA

British Pearl is authorised and regulated by the Financial Conduct Authority.

Liquidity Protection

Your property investments are protected from cash flow problems by our contingency funds.

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