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property investing

Build a diversified property portfolio
and earn up to 9.50% est. returns p.a.

Capital at risk. No FSCS on invested sums. Forecasts are not guarantees and performance may vary. Tax treatment depends on individual circumstances and may change. Before investing read more.

We’re British Pearl, a property investment platform.

We specialise in fractionalised property investing. We offer people who may not have the time, resources, or appetite to fully fund a property investment a way to take advantage of the benefits of property investing - with none of the hassle.

How it works

Why invest with us

Resale Market

Do you want to exit an investment early? Have you missed out? Our Resale Market allows you to list your shares and loans during the life of the investment.

Expert advantage

Our professional acquisition and management team has proven experience of achieving both competitive monthly income and long term growth.


Our loan investments are ISA eligible, so you can earn interest tax-free in a British Pearl IFISA. Read more about out IFSA. ISA rules apply. Capital at risk. Read our full risk statement here.

Build your portfolio

Choose the level of risk you are comfortable with and invest in both rental or development properties across the UK.


Remove the stress of buying and managing investment properties by investing from anywhere using our easy and secure online process that even works on your mobile.

Development investment

Potentially higher returns, with terms up to two years. Share Investors receive a share of any capital gain on sale. Loan Investors receive monthly fixed interest.

Shares & Loans

We provide access to the advantages enjoyed by property professionals. Share Investors have access to property investment and Loan Investors can act like a bank and provide a mortgage.

Transparent financials

We always want you to know exactly where you stand. So we give you full investment information with no hidden fees.

Rental investment

Typical investment term is 3 to 5 years. Share Investors receive a share of any net rental income and any capital gain on sale. Loan Investors receive monthly fixed interest.

Have peace of mind

Ring-fenced investments

Each property is owned separately and ring-fenced from any liabilities of other properties and from British Pearl

Segregated client money

Your uninvested money is held in a segregated Barclays client account protected by the FSCS (up to £85,000)


British Pearl is authorised and regulated by the Financial Conduct Authority

Cash flow protection

Your property investments are protected from cash flow problems by our contingency funds

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Start building your own portfolio.


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Your capital is at risk Investing in property involves risk. The value of your investment can go down as well as up and historic performance is not a guide for future performance. Any projections of future performance are based on all information known at the time of share investment or loan, and internal calculations and opinions of British Pearl. These are subject to change and are not guarantees and should not be relied upon as such. Risks include the total loss of your share investment or loan, variable rental income due to property not being rented or a depressed rental market, and inability to sell your share investment or loan due to lack of a buyer. Investing with British Pearl falls outside the remit of the Financial Services Compensation Scheme. Please refer to the Key Risks section of this site for a more comprehensive description of the risks involved.

British Pearl ® is the trading name of British Pearl Limited (Company No. 7151774), a company authorised and regulated by the Financial Conduct Authority (Register No. 674693) and British Pearl Finance Limited (Company No. 10575280 and Register No. 770867), which is an appointed representative of British Pearl Limited. Both companies are wholly owned subsidiaries of British Pearl Group Limited (Company No. 9701436) and all are registered in England and Wales at 4th Floor, 7-10 Chandos Street, Cavendish Square, London, W1G 9DQ