taboola tracking pixel

Glossary

Rental Income

The rent paid by the tenant. It may be stated on a gross basis (i.e. the actual total amount paid by the tenant) or a net basis (i.e. after the deduction of taxes and expenses).

Rental Yield

The annual gross rent (the actual amount of rent paid by the tenant, i.e. before the deduction of taxes and expenses) as a percentage of the property value.

Refurbishment

This is the process of repairing and redecorating a property to bring it up to date.

Report on Title

Provided by a solicitor, it comments on the extent to which the property title is good and marketable, and highlights any potential issues to the purchaser and/or lender.

Resale Market

The marketplace where Share Investors and Loan Investors can buy and sell shares or loans in property investments.

Royal Institute of Chartered Surveyors ('RICS')

The world's leading professional body for qualifications and standards in land, property, infrastructure and construction. The RICS promotes the highest international standards in the valuation, management and development of property.

RICS Valuation

A property valuation undertaken by an independent chartered surveyor belonging to the Royal Institute of Chartered Surveyors. This form of valuation is an industry standard for banks, other mortgage lenders and all property professionals.

Risk

This refers to the possibility that actual returns on an investment are lower than expected, including where an investor may lose some of the capital they invested.

Join British Pearl today.
Start building your own portfolio.

Subscribe

to our newsletter

Sign up to receive details of investment opportunities and special offers as well as commentary on the property market and crowd investing.

Your capital is at risk Investing in property involves risk. The value of your investment can go down as well as up and historic performance is not a guide for future performance. Any projections of future performance are based on all information known at the time of share investment or loan, and internal calculations and opinions of British Pearl. These are subject to change and are not guarantees and should not be relied upon as such. Risks include the total loss of your share investment or loan, variable rental income due to property not being rented or a depressed rental market, and inability to sell your share investment or loan due to lack of a buyer. Investing with British Pearl falls outside the remit of the Financial Services Compensation Scheme. Please refer to the Key Risks section of this site for a more comprehensive description of the risks involved.

British Pearl ® is the trading name of British Pearl Limited (Company No. 7151774), a company authorised and regulated by the Financial Conduct Authority (Register No. 674693) and British Pearl Finance Limited (Company No. 10575280 and Register No. 770867), which is an appointed representative of British Pearl Limited. Both companies are wholly owned subsidiaries of British Pearl Group Limited (Company No. 9701436) and all are registered in England and Wales at 4th Floor, 7-10 Chandos Street, Cavendish Square, London, W1G 9DQ