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Glossary

Portfolio

A group of financial assets such as shares, property or bonds, held by one person or entity.

Property Value

This is not something that is easily or cost effectively assessed on a daily basis, unlike shares quoted on a stock exchange or foreign exchange rates. We try to provide as much information as possible so that investors can understand as accurately as possible each property's value at any point in time.

At purchase we engage independent chartered surveyors to carry out a physical inspection of a property before providing a RICS Homebuyers Report and valuation of the current open market value. Annually we will engage independent chartered surveyors to provide a desktop valuation for each property. We use House Price Index data produced by the Land Registry to estimate the current value of each property more regularly and update the site shortly after the data is published.

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Your capital is at risk Investing in property involves risk. The value of your investment can go down as well as up and historic performance is not a guide for future performance. Any projections of future performance are based on all information known at the time of share investment or loan, and internal calculations and opinions of British Pearl. These are subject to change and are not guarantees and should not be relied upon as such. Risks include the total loss of your share investment or loan, variable rental income due to property not being rented or a depressed rental market, and inability to sell your share investment or loan due to lack of a buyer. Investing with British Pearl falls outside the remit of the Financial Services Compensation Scheme. Please refer to the Key Risks section of this site for a more comprehensive description of the risks involved.

British Pearl ® is the trading name of British Pearl Limited (Company No. 7151774), a company authorised and regulated by the Financial Conduct Authority (Register No. 674693) and British Pearl Finance Limited (Company No. 10575280 and Register No. 770867), which is an appointed representative of British Pearl Limited. Both companies are wholly owned subsidiaries of British Pearl Group Limited (Company No. 9701436) and all are registered in England and Wales at 4th Floor, 7-10 Chandos Street, Cavendish Square, London, W1G 9DQ