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Faster Payments Service

A payments system organised in the UK between participating financial institutions that agree to various standards and processes in order that payments made between them can be agreed and made as quickly as possible - generally within minutes. There are limits to the amounts that can be sent by individuals that vary from bank to bank. They are typically between £10,000 and £20,000 but you should check with your own bank to confirm the limit that they may impose.


For details on all of the British Pearl fees, please see the FAQ here (add link to relevant FAQ).

Financial Conduct Authority ('FCA')

The UK financial services regulatory authority. British Pearl Limited is a company authorised and regulated by the Financial Conduct Authority (Register No. 674693).

Forecast Dividends

The monthly dividend payments that a Share Investor is expected to receive from their investment.


There are two ways of owning land in England and Wales: Freehold and Leasehold. Freehold means owning the building and the land it stands on outright, in perpetuity. The Freeholder has responsibility for maintaining the fabric of the building – the roof and the outside walls. It is your name on the Land Registry title as “freeholder”, owning the “title absolute". Whole houses are typically sold on a freehold basis.

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Your capital is at risk Investing in property involves risk. The value of your investment can go down as well as up and historic performance is not a guide for future performance. Any projections of future performance are based on all information known at the time of share investment or loan, and internal calculations and opinions of British Pearl. These are subject to change and are not guarantees and should not be relied upon as such. Risks include the total loss of your share investment or loan, variable rental income due to property not being rented or a depressed rental market, and inability to sell your share investment or loan due to lack of a buyer. Investing with British Pearl falls outside the remit of the Financial Services Compensation Scheme. Please refer to the Key Risks section of this site for a more comprehensive description of the risks involved.

British Pearl ® is the trading name of British Pearl Limited (Company No. 7151774), a company authorised and regulated by the Financial Conduct Authority (Register No. 674693) and British Pearl Finance Limited (Company No. 10575280 and Register No. 770867), which is an appointed representative of British Pearl Limited. Both companies are wholly owned subsidiaries of British Pearl Group Limited (Company No. 9701436) and all are registered in England and Wales at 4th Floor, 7-10 Chandos Street, Cavendish Square, London, W1G 9DQ