Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more
Glossary
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Rental Income
The rent paid by the tenant. It may be stated on a gross basis (i.e. the actual total amount paid by the tenant) or a net basis (i.e. after the deduction of taxes and expenses).
Rental Yield
The annual gross rent (the actual amount of rent paid by the tenant, i.e. before the deduction of taxes and expenses) as a percentage of the property value.
Refurbishment
This is the process of repairing and redecorating a property to bring it up to date.
Report on Title
Provided by a solicitor, it comments on the extent to which the property title is good and marketable, and highlights any potential issues to the purchaser and/or lender.
Resale Market
The marketplace where Share Investors and Loan Investors can buy and sell shares or loans in property investments.
Royal Institute of Chartered Surveyors ('RICS')
The world's leading professional body for qualifications and standards in land, property, infrastructure and construction. The RICS promotes the highest international standards in the valuation, management and development of property.
RICS Valuation
A property valuation undertaken by an independent chartered surveyor belonging to the Royal Institute of Chartered Surveyors. This form of valuation is an industry standard for banks, other mortgage lenders and all property professionals.
Risk
This refers to the possibility that actual returns on an investment are lower than expected, including where an investor may lose some of the capital they invested.