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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more

Glossary

Her Majesty’s Revenue and Customs ('HMRC')

A government department that administers and collects major taxes such as Income Tax, Corporation Tax, and Capital Gains Tax.

House in Multiple Occupation ('HMO')

A property rented out by at least three people who are not from one 'household' (for example, a family) but share common facilities like the bathroom and kitchen.

House Price Index ('HPI')

An official statistic provided by the Land Registry that captures changes in the value of residential properties in England and Wales. We use the HPI to revalue the properties regularly based on the data for the particular borough or region and type of property (this is updated annually with a valuation undertaken by a surveyor). At present the HPI contains details on over 19 million sales and the data is analysed on ‘like for like’ comparisons between properties. For more information please see the HPI website.

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Your capital is at risk. The value of your investment can go down as well as up and you may get back less than you invest. Past performance is not a reliable guide to future performance. Your investments are not protected by the Financial Services Compensation scheme (FSCS). Forecasts are not guarantees and performance may vary. Our Resale Market opens only when investments are fully sold. Exiting early, when you want and at the price you want is not guaranteed. Risks include the total loss of your share investment or loan. Tax treatment depends on individual circumstances and may be subject to change in the future. If you are not sure about investing, seek independent, professional advice. Before investing, read our Key risks.

British Pearl ® is the trading name of British Pearl Limited (Company No. 7151774), a company authorised and regulated by the Financial Conduct Authority (Register No. 674693) and British Pearl Finance Limited (Company No. 10575280 and Register No. 770867), which is an appointed representative of British Pearl Limited. Both companies are wholly owned subsidiaries of British Pearl Group Limited (Company No. 9701436) and all are registered in England and Wales at 14th Floor, 33 Cavendish Square, London, W1G 0PW