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Up to 5% cashback for new investors in our shares or ISA-eligible loans

You can boost your returns by up to £2,500 based on the amount you invest by 8th July.*

How much you need to invest to qualify for the following fixed cashback amounts:

£2,000

£100

cashback

£5,000

£250

cashback

£10,000

£500

cashback

£20,000

£1,000

cashback

£50,000+

£2,500

cashback

Offer valid for new investors only. Cashback is not eligible on investment in the Resale Market.
This offer ends on 8th July 2019 and cashback will be paid shortly after. *T&Cs apply.

For example, if you decided to invest £15,000 in any number of properties - either in shares, ISA-eligible loans, or both - in the New Sale Market by 8th July, you will receive £500 cashback. This will be credited to your account within 7 days after the offer ends, and available for you to reinvest or withdraw from your main account Wallet. We’ll send you an email when your cashback has been paid.

Shares

Earn up to 11.74% est. retuns p.a.

Loans

Earn up to 4.40% p.a. ISA eligible

Follow these easy steps to invest and receive your cashback

Confirm email

Confirm your email address to start the account opening process

Accreditation

It is a legal requirement to confirm what type of investor you are and ensure our investments are suitable.

Verify ID

We have to verify your identity to open your free account and prevent fraud.

Fund wallet

Securely fund your wallet via debit card or bank transfer. Easily transfer cash from your main account into your ISA. When choosing your investment, simply select your ISA.

Capital at risk. No FSCS on invested sums. Forecasts are not guarantees and performance may vary. Tax treatment depends on individual circumstances and may change. Before investing read more

Cashback for new investors will be paid shortly after 8th July and is based on the full amount invested.

Offer valid for new investors only. Cashback is not eligible on investment in the Resale Market. *T&Cs apply.

Frequently asked questions

    Who is eligible?

    This offer is open to customers who have never invested with us before and who invest in any of our properties via the New Sale Market between 7th May 2019 and 8th July 2019.

    How do I qualify?

    To qualify for cashback, you must invest at least £2,000 by 5pm on 8th July 2019 through the New Sale Market. Funds must be invested for a minimum period of 12 months.

    When is cashback paid?

    Cashback is paid at the end of the offer. Cashback is based on the total amount you invest (before fees) between 7th May 2019 and 8th July 2019.

    Can I withdraw cashback?

    Yes, cashback can be withdrawn or invested.

    How long must I invest my money for?

    To qualify for cashback, funds must be invested for a minimum period of 12 months.

    British Pearl offers properties with 3 and 5 year original terms. If you wish to access your money prior to the end of the term, there is an option to list your investment on our Resale Market (subject to demand, fees apply).

    Can I invest through an ISA?

    Yes, you can invest through the British Pearl Innovative Finance ISA. You can invest savings of up to £20,000 p.a. tax free in loans secured against property.

    ISA rules apply. Visit HMRC for more information.

    Capital at risk. No FSCS on invested sums. Forecasts are not guarantees and performance may vary. Tax treatment depends on individual circumstances and may change. Before investing read more.

    Can I transfer funds from existing ISAs?

    Yes, if you transfer in a minimum of £5,000 and invest it into any number of British Pearl’s properties during the promotional period you will qualify for the offer.

    To qualify for the cashback offer by transferring an ISA, you must open a valid ISA account and we’ll need to receive your transfer request form by 5pm on 8th July 2019 . We will let you know when we have received your ISA funds and you’ll then have 7 days to invest it to qualify for the cashback.

    Your cashback will be paid once the transfer is completed and you’ve invested your money into ISA-eligible British Pearl property loans.

    ISA rules apply. Visit HMRC for more information.

    Capital at risk. No FSCS on invested sums. Forecasts are not guarantees and performance may vary. Tax treatment depends on individual circumstances and may change. Before investing read more.

    Do all properties qualify for the offer?

    You can invest in any number of our New Sale Market properties and across any of our products to qualify for the offer.

    Please note, investment through the Resale Market is not eligible for cashback.

    What product do I need to invest in?

    This offer runs in conjunction with investments into British Pearl property shares or ISA-eligible loans.

    Please note, investment through the Resale Market is not eligible for cashback.

    Is investment into the Resale Market eligible for cashback?

    No. Any investment into the Resale Market is not eligible for cashback. Cashback is based on the amount you invest in the New Sale Market only.

    Is cashback based on the amount I invest before or after fees?

    Cashback is based on the full amount you invest during the offer period, before any fees.

    Is the cashback paid out to my wallet or directly into my bank account?

    Cashback will be paid into your wallet, and can be withdrawn or invested.

Capital at risk. No FSCS on invested sums. Forecasts are not guarantees and performance may vary. Tax treatment depends on individual circumstances and may change. Before investing read more

Terms & Conditions

British Pearl Cashback Offer (Offer) May 2019

Cashback for New Investors when you invest at least £2,000 for 12 months. Cashback capped at £2,500 for all investments.

Terms and Conditions

The promoter is British Pearl Limited (British Pearl), 4th Floor, 7 - 10 Chandos Street, London, W1G 9DQ.

The Cashback Offer Terms and Conditions comprise both the Specific and the General Terms below. In the event of any conflict, the Specific Terms shall take precedence.

Specific Terms

  1. References to "we", "our" or "us" are to British Pearl. References to “you” or “your” are to New Investors seeking to invest and qualify for this Offer.

  2. The Offer is open to New Investors who invest a minimum of £2,000 (Minimum Investment Amount) during the Offer Period. A New Investor is an investor who has not yet made an investment of Investment Funds on the British Pearl Platform (Platform).

  3. The Offer Period begins at 17.00 on 7 May 2019 and ends at 17:00 on 8 July 2019 (Closing Date).

  4. The Offer applies to funds invested in British Pearl shares, loans or a combination of both on the New Sale Market during the Offer Period (Invested Funds). For Share Investors, the Participation Fee counts towards Invested Funds. Investments made through the Resale Market do not qualify.

  5. You are entitled to only one Cashback payment for this Offer.

  6. You can invest multiple times and across multiple property investments during the Offer Period to cumulatively reach the Minimum Investment Amount.

  7. The Offer applies to Invested Funds made through either your Main Account or ISA Account or both.

  8. The Offer also applies to ISA transfers. To qualify you must (a) open a valid ISA Account then (b) ensure the completed hard copy British Pearl ISA Transfer Authority Form is received and accepted by us during the Offer Period. In order to allow for transfer of funds, we will extend the Offer Period until the date the funds are credited to your ISA account plus seven (7) days to enable investment. Our Investor Relations Team will contact you to confirm the credit to your account.

  9. Uninvested cash balances in your British Pearl wallet (both Main and ISA accounts) do not constitute Invested Funds and so will not qualify for this Offer.

  10. Subject to Clause 12 below, the amount of Cashback you will receive is based on the amount of Invested Funds you have made during the Offer Period as at the Closing Date. That amount will fall into a Cashback Tier which specifies the amount of Cashback payable. (see table below for Cashback Tiers).

    Tier 1
    12 month min. balance
    Tier 2
    12 month min. balance
    Tier 3
    12 month min. balance
    Tier 4
    12 month min. balance
    Tier 5
    12 month min. balance
    Invested Funds£2,000 - £4,999£5,000 - £9,999£10,000 - £19,999£20,000 - £49,999£50,000+
    Cashback£100£250£500£1,000£2,500+
  11. Withdrawing all or part of your Invested Funds before the Closing Date could reduce the amount of Cashback you could receive or mean that you do not qualify for this Offer.

    For example: If you invest £10,000 but then withdraw £5,000 during the Offer Period so that your Invested Funds at the Closing Date are £5,000 you will receive £250 Cashback and not £500.

  12. Cashback is capped at £2,500 for this Offer.

  13. All Cashback will be credited directly into your British Pearl Main Account no later than seven (7) days following the end of the Offer Period and can be withdrawn or invested.

  14. You must commit to keeping Invested Funds to at least equal to the Minimum Investment Amount for a minimum of 12 months from the Closing Date or investment date for ISA Transfers whichever is the later (Minimum Investment Period) to retain the Cashback.

  15. If you sell all or part of your investments within the Minimum Investment Period so that your Invested Funds fall below the Minimum Investment Amount, we reserve the right to reclaim the total Cashback paid to you, directly from your account and without notice.

  16. If you sell all or part of your investments within the Minimum Investment so that your Invested Funds fall to below the minimum level for your Cashback Tier, we reserve the right to reclaim the difference directly from your account and without notice.

    For example: If your Invested Funds at the Closing Date are £10,000 you will receive £500 Cashback (Tier 3). If you sold some of your investments 6 months later, your Invested Funds will reduce to £5,000 and you will only qualify for £250 Cashback (Tier 2). In this scenario, we have the right to reclaim the £250 difference directly from your account and without notice.

  17. This Offer is not available in conjunction with any other British Pearl Offer.

  18. To be eligible to invest, you must have signed up to the Platform, completed accreditation and all regulatory checks (e.g. ID verification) and be accepted as an investor. Please be aware that we are under no obligation to accept any investor or funds.

  19. Eligibility to participate in this Offer is at our full discretion..

  20. General Terms apply and are set out below.

General Terms

  1. By participating in this Offer, you agree to be bound by the Offer Terms and Conditions in conjunction with our Terms of Use, Site Agreements and Investment Agreements.

  2. No alternative or substituted payment will be given in conjunction with this Offer.

  3. The Cashback is paid as an incentive to engage with the Platform and is not interest or any other income. The Cashback is paid gross of tax. Investors participating in the Offer are responsible for the declaration and payment of any tax that they may be required to pay.

  4. We reserve the right to suspend the Offer at any time if we believe there may be fraud, money laundering or any other illegal activity connected with the relevant account or an issue with legality in the jurisdiction in which the investor is based.

  5. Only one Offer per person or entity applies. Multiple accounts relating to the same or a connected person, entity and/or (in our discretion) IP address may be treated as one; only the first account shall be eligible.

  6. If you do not act in a bona fide manner or seeks to ‘game’ the Offer then your investment will not be eligible.

  7. While we make every effort to ensure accounts are opened and ISA transfers are processed as quickly as possible, we cannot guarantee that your funds will be invested within the Offer Period.

  8. We are not responsible for any consequential loss or disruption that any investor or potential investor may incur in connection with any offer or a failure by any person to meet the qualifying conditions or fulfil the account opening requirements. This includes, without limitation, the loss, misaddressing or misdirection of emails (including categorisation by the recipient’s email as spam); broken links or codes; or the unavailability of our website at any time.

  9. If any provision or part of a provision in these Offer Terms and Conditions is found to be illegal, invalid or unenforceable the remaining provisions, or the remainder of the provision concerned, shall continue to have effect.

  10. A failure or delay in enforcing compliance with any Term or Condition shall not be a waiver of that or any other Term or Condition in this agreement.

  11. By participating in this Offer, you consent to us processing your data as set out in our Privacy Notice

  12. The laws of England and Wales shall govern these terms and conditions and the parties submit to the exclusive jurisdiction of the courts of England and Wales.

  13. If you have any queries regarding this Offer please contact us via the Support page on our website at www.britishpearl.com

Join British Pearl today.
Start building your own portfolio.

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Sign up to receive details of investment opportunities and special offers as well as commentary on the property market and crowd investing.

Your capital is at risk Investing in property involves risk. The value of your investment can go down as well as up and historic performance is not a guide for future performance. Any projections of future performance are based on all information known at the time of share investment or loan, and internal calculations and opinions of British Pearl. These are subject to change and are not guarantees and should not be relied upon as such. Risks include the total loss of your share investment or loan, variable rental income due to property not being rented or a depressed rental market, and inability to sell your share investment or loan due to lack of a buyer. Investing with British Pearl falls outside the remit of the Financial Services Compensation Scheme. Please refer to the Key Risks section of this site for a more comprehensive description of the risks involved.

British Pearl ® is the trading name of British Pearl Limited (Company No. 7151774), a company authorised and regulated by the Financial Conduct Authority (Register No. 674693) and British Pearl Finance Limited (Company No. 10575280 and Register No. 770867), which is an appointed representative of British Pearl Limited. Both companies are wholly owned subsidiaries of British Pearl Group Limited (Company No. 9701436) and all are registered in England and Wales at 4th Floor, 7-10 Chandos Street, Cavendish Square, London, W1G 9DQ

Join British Pearl today.
Start building your own portfolio.

Subscribe

to our newsletter

Sign up to receive details of investment opportunities and special offers as well as commentary on the property market and crowd investing.

Your capital is at risk Investing in property involves risk. The value of your investment can go down as well as up and historic performance is not a guide for future performance. Any projections of future performance are based on all information known at the time of share investment or loan, and internal calculations and opinions of British Pearl. These are subject to change and are not guarantees and should not be relied upon as such. Risks include the total loss of your share investment or loan, variable rental income due to property not being rented or a depressed rental market, and inability to sell your share investment or loan due to lack of a buyer. Investing with British Pearl falls outside the remit of the Financial Services Compensation Scheme. Please refer to the Key Risks section of this site for a more comprehensive description of the risks involved.

British Pearl ® is the trading name of British Pearl Limited (Company No. 7151774), a company authorised and regulated by the Financial Conduct Authority (Register No. 674693) and British Pearl Finance Limited (Company No. 10575280 and Register No. 770867), which is an appointed representative of British Pearl Limited. Both companies are wholly owned subsidiaries of British Pearl Group Limited (Company No. 9701436) and all are registered in England and Wales at 4th Floor, 7-10 Chandos Street, Cavendish Square, London, W1G 9DQ